Wednesday, May 6, 2015

Edelweiss Tokio Life – CritiCare+: The Perfect Solution for Critical Illness


India is progressing rapidly in every sectors resulting in tremendous growth in market trends. Our government is taking important steps that are reflecting in the growing trend in the market and if everything goes accordingly, the market will continue to grow in the future as well. These positive trends in the market also enable investors to invest handsomely to get the maximum benefit out of it. But, life is very unpredictable and we must prepare ourselves for any future misfortunes in the form of critical illness that can change our world in quick time. 


The modern world made tremendous technological advancement and increased our quality of life and the overall lifespan in many folds. But, along with the positives there are always some negative aspects and in modern world it came in the form of added stress in our daily life that may lead to various critical and serious illnesses. These illnesses include life threatening diseases like cancer, heart attack and kidney failures that may impair our life and the ability to continue work with full vigour and potential. Additionally, the treatment of these diseases is really expensive that may add further pressure on us in the form of medical expenditures. 

The Perfect Solution

It is always smart and sensible to take necessary steps to ensure that at least you and your family do not suffer the stress of the medical expenses if such serious and critical illness strikes you in near future. In these circumstances a critical care health insurance can be extremely helpful. This important decision to opt for a critical health insurance can really help you along with your family to cope up with your recovery without worrying about the medical expenses.

The Plan to opt for

Now that you have decided to go for a critical care health insurance the problem is to select the ideal plan from numerous options available in the market with various insurance companies in India. It is quite natural to get confused while choosing the right one for you. There are several things one has to keep in mind while opting for the critical care health insurance and it is always advisable to make a comparison of the available plans offered by different health insurance companies.


The ideal solution is to go for the Edelweiss Tokio Life – CritiCare+ that is a non linked and non participating plan for critical illness which will cover up to 17 critical illnesses of different nature. The insurance will make sure that in case of any misfortune due to critical illness you and your family will get the necessary monetary support for both the daily expenses and the medical expenses. Moreover, the multiclaim option of the scheme allows you to claim up to three times during the policy terms. This means that if you get critical illness of different nature you will be able to get policy cover for all of them. In addition to these benefits the scheme has options of waiver of future premiums after the first claim.


Why going for Edelweiss Tokio Life – CritiCare+? The Competitive advantage or Comparisons


Single Claim option: This option allows the life insured to get a lump sum benefit equal to the sum assured for 28 days after the date of the confirmed diagnosis of the critical illness. The policy will be terminated after these 28 days.

MultiClaim option: This option allows the life insured to get benefits for critical illness for 3 claims (once from one group). The policy will still remain active for one claim and the life insured will be able to get benefit for critical illness falling under other categories. The benefit will be paid for 28 days following the diagnosis of the critical illness to the life insured.


The First Claim: The sum assured will be paid and the entire future premium will be waived
Second Claim: The sum assured will be paid
Third Claim: The sum assured will be paid and the policy will get terminated


The Edelweiss Tokio Life – CritiCare+ understand that the needs of the life insured are most important aspect than anything else. The life insured requirements are first assigned along with the future goals to prepare the best solution according to the needs of the life insured.

4 comments:

  1. Insurances are very much needed for medical emergencies.... thanks for letting us know about Criticare... :-)

    ReplyDelete
  2. And yet so many of us postpone it thinking we would not need it.

    ReplyDelete
    Replies
    1. So true............ Thank you.......

      Delete

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